Nestled between the Hudson River and the Esopus Creek, in the charming Village of Saugerties, you will find 123 Lighthouse Drive! This spacious 3-bedroom Cape-style home offers over 2500 square feet of living space on a picturesque 1-acre lot with lovely views of the Hudson River. As you step inside, you'll be greeted by an expansive living room with French pocket doors leading to the bright and sunny family room that opens seamlessly to the large, awning-covered deck, perfect for enjoying outdoor gatherings or simply soaking in the beautiful scenery. The deck overlooks an inviting partial, in-ground pool, offering endless opportunities for relaxation and entertainment during those warm Summer months. One of the highlights of this property is the over-sized, detached 2-car garage, complete with exterior stairs leading to an unfinished loft space. This versatile area presents the ideal opportunity for a home office, artist's studio, or workshop, allowing you to pursue your passions right from the comfort of home, while looking out at the river. Worried about power outages? Fear not, as this home comes equipped with a whole house generator for added peace of mind. Plus, with a high-efficiency propane boiler and solar panels (owned), recently installed on the garage, you'll enjoy lower utility bills year-round. Convenience is key with a first-floor laundry room, making chores a breeze. You will also find one of the three full baths on this main level. The second floor features the three bedrooms, including the primary en-suite with sauna and steam shower. With a new roof and freshly painted exterior, this home is not only aesthetically pleasing but also well-maintained for years of enjoyment. Located on a no-outlet street, Lighthouse Drive offers a tranquil setting with easy access to the scenic Saugerties Lighthouse Park, perfect for outdoor enthusiasts and nature lovers alike. Whether you're seeking a comfortable family home or a retreat for entertaining guests, this property truly has it all. Don't miss your chance to make this your own slice of paradise in the heart of Saugerties! New awning for back of house being installed. New leach field installed 5 years ago. Current Owners carry Flood Insurance with annual premium of $3, 157 Closing of sale is contingent on sellers finding suitable housing. They are actively looking.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $849 | $849 | $849 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,164 | $4,114 |
Total Monthly Payment | $4,188 | $4,105 | $5,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.