Presented byBeth Stanton |
Welcome to this charming 3-bedroom, 2-full bathroom Ranch-style home with a cozy front porch situated on a beautiful lot in the coveted Gables community. Constructed in 2021, this home includes updates that enhance both the interior and exterior spaces ensuring a blend of comfort and style. Step inside where you will find a meticulously maintained living room and dining area with lots of natural light. The eat-in-kitchen features an abundance of counter space including an island and stainless-steel appliances and gas stove. Spacious master bedroom includes en suite bathroom, walk-in closet, jack & jill sinks, linen closet and a walk-in shower space with seating. Two additional generously sized bedrooms and second full bathroom complete the living area of this lovely home. Laundry room includes Samsung extra capacity deluxe washer & dryer with premium bronze finish. Large closets throughout the home are designed to optimize storage and organizational efficiency. Outside, relax and enjoy the nearly new oversized patio area with Cambridge blue & gray pavers. This home includes the conveniences of natural gas for heating, central air for cooling and town water & sewer. Beyond providing an exceptional home site the Gables has community life amenities such as a children's park, fitness center, fire pit, bocce ball courts and shuffleboard all set around a stunning pool area. Residents can also participate in a community garden with private vegetable plots. Just minutes to area attractions such as the Hudson Valley Rail Trail & Walkway Over the Hudson. Conveniently located to all major shopping and restaurants. Nearby colleges like Vassar and Marist welcome visitors to their resources, like their museum (Vassar), galleries, and theatrical productions. Don't miss your opportunity to own this one-of-a-kind home! Become part of this community and all it has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
Sales Associate
William Raveis Real Estate
Phone: 203.215.8006
Beth.Stanton@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.605.5576
Rick.Cannavaro@raveis.com
NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,861 | $2,401 |
Total Monthly Payment | $2,535 | $2,462 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.