78 Smith Street, Fairfield (Beach), CT, 06824 | $1,555,555

Stunning architecture and details found in this 2019-built FEMA compliant beach area home! Sought after location close to beach, town and train, this newer home is complete with every modern amenity and features an open floor plan, high ceilings, wide plank floors, floating staircase with stainless railing, incredible oversized windows providing abundant natural light, multiple balconies and a private back deck. Main level features a chef's kitchen with Thermador appliances, quartz counters and bar seating plus separate dining area. Family room with gas fireplace and tin ceilings plus powder room complete this level. 3 bedrooms including primary suite complete with luxurious bath, double sinks and walk-in closet. A hall bath with tub/shower and double sinks plus laundry room are also on the second floor. Third floor with recreation room plus office area. Fully fenced in professionally landscaped yard with Endless Pool swim-spa with seats, jets and Hydrodrive fitness technology. Outdoor shower, patio, mature trees and driveway with plenty of off-street parking. This is a unique, turnkey low maintenance home and lifestyle!

Features

  • Town: Fairfield
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 2019
  • Garage: 2-car Under House Garage,Paved,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: None
  • Above Grade Approx. Sq. Feet: 2,019
  • Acreage: 0.14
  • Est. Taxes: $20,314
  • Lot Desc: Fence - Full,Treed,Level Lot,Professionally Landscaped
  • Elem. School: Roger Sherman
  • Middle School: Roger Ludlowe
  • High School: Fairfield Ludlowe
  • Pool: Spa,Lap Pool
  • Appliances: Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24012935
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /mls/24012935/78smithstreet_fairfield_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Wide Board Floor13X11Upper
Bedroom 2 Wide Board Floor11X8Upper
Eat-In Kitchen 9 ft+ Ceilings,Breakfast Bar,Quartz Counters,Dining Area,Wide Board Floor24X10Main
Family Room Wall/Wall Carpet,On 3rd Floor17X13Upper
Full Bath Double-Sink,Tub w/Shower,Tile Floor9X6Upper
Half Bath Tile Floor6X4Main
Living Room 9 ft+ Ceilings,Balcony/Deck,Gas Log Fireplace,Wide Board Floor18X13Main
Office Wall/Wall Carpet,On 3rd Floor11X8Upper
Primary Bedroom Balcony/Deck,Dressing Room,Full Bath,Stall Shower,Walk-In Closet13X11Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Fowler Sakey & TeamSales Associates

203.521.1119

FSteam@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

78 Smith Street, Fairfield (Beach), CT, 06824

$1,555,555

Fowler Sakey & Team

Sales Associates

William Raveis Real Estate

Phone: 203.521.1119

FSteam@Raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,244,444 $1,244,444 $1,244,444
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.377% 6.851% 6.664%
Monthly Tax Payment $1,693 $1,693 $1,693
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,461 $8,071 $10,840
Total Monthly Payment $9,279 $9,889 $12,658

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.