494 NH Route 123, Stoddard, NH, 03464 | $420,000

Price adjustment on this property for you to enjoy the upcoming summer season in your own waterfront paradise in this beautiful, year round 2 bedroom cottage with private frontage that includes both a sandy beach and 2 docks for swimming, boating, kayaking, Stand Up Paddle boarding and fishing. Entertain inside, or outside with a full kitchen and spacious sunporch for dining and relaxing and move to the side deck and the large level back yard complete with a firepit for memorable evenings. The living room has a gorgeous mural of Island Pond and views of the pond through the knotty pine sunporch windows. Pretty hardwood flooring in the main areas of the home, 2 bedrooms, plenty of storage and a combination bathroom/laundry room round out the home. Low maintenance metal roof, an outdoor storage shed and paved driveway complete the property. Just down the street are additional beaches and a public boat launch for more outdoor fun. Great antiquing, shopping and dining can be found in the nearby Keene area, and local trails, hiking and skiing add to the year round draw of the region. Don't miss the opportunity to make your vacation your home, schedule your private showing today!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 three-quarter
  • Style: Cottage/Camp
  • Year Built: 1960
  • Heating: Electric,Wall Furnace
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,056
  • Acreage: 0.19
  • Est. Taxes: $3,913
  • Lot Desc: Waterfront
  • Water Front: Yes
  • School District: Stoddard
  • MLS#: 4992504
  • Website: https://www.raveis.com
    /prop/4992504/494nhroute123_stoddard_nh?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/12/2024

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NMLS Mortgage Loan Originator ID 1500191

617.281.4872

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494 NH Route 123, Stoddard, NH, 03464

$420,000

Aleks Roessiger

Sales Associate

William Raveis Real Estate

Phone: 603.455.1128

Aleks.Roessiger@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,264 $2,233 $2,881
Total Monthly Payment $2,665 $2,634 $3,282

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.