Rare Sponsor unit. WHICH MEANS NO BOARD APPLICATION/INTERVIEW. . Magnificently Updated and Stylish Co-op in Woodlawn Heights! Dreaming of a beautifully remodeled co-op with a chic gourmet kitchen, an expansive living area, and no board interview (sponsor unit)? Get ready for wishes to become reality! Nestled in Woodlawn Heights, this STUDIO property impresses with a full brick exterior, colorful landscaping, and a covered entrance. Newly fashioned for chic vibes and easy meal preparation, the stunning new kitchen features new stainless-steel appliances, quartz countertops, white shaker cabinets, a gas range/oven, a refrigerator, and a nearby dining area. Entertain guests in the sizeable living area, which may be arranged for a variety of uses. Creatively decorate for both form and function with items, such as a fold-out couch for guests, floor-to-ceiling shelving/wardrobes for extra storage, or a sleek compact desk for working at home. Cheerfully bright, the bedroom is ideal for relaxation, rest, and unwinding after a long day of work or play. Enjoy the self-care possibilities of the full bathroom, which has a shower/tub combo, a modern storage vanity, and a medicine cabinet. Affording quick access to major conveniences, the residence is only steps from the bus, MTA train, Westchester B-line, bars, restaurants, highways, Van Cortlandt Park, and shopping. Other facts and features: less than 25 minutes to Midtown, low maintenance (ONLY $380. ),
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $727 | $701 | $899 |
Total Monthly Payment | $802 | $776 | $974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.