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Presented by
Sarah Ryan |
192 Ridgewood Avenue, Hamden (Spring Glen), CT, 06517 | $799,500
MULTIPLE OFFERS IN. HIGHEST & BEST BY 5/9/24 12 PM THANKS! Generous Spring Glen colonial w/best of old and new, + room for everyone! Original 1917 home has gorgeous hardwood floors, moldings & built-ins. Multiple modern additions add space & light without sacrificing character. Graceful entertaining flow from living room to chef's kitchen to formal dining room to family room & great room (both w/cathedral ceilings), to sunroom/music room with a screened porch. LR has fireplace retrofitted with modern wood stove. Four sets of French doors offer an open feel but can be closed to separate activities as needed (great room has been used for choir rehearsals!). First floor also features a guest bedroom/study with ensuite full bath. Upstairs, the primary bedroom suite includes more cathedral ceilings, an ensuite bath with oversized tub, 1 large & 1 walk-in closet. 3 more bedrooms & a 3rd full bath complete the 2nd floor. Unfinished lower level has French drains & sump-pump to keep home dry, w/ ping-pong, workbench, ample storage. Modern electrical, plumbing & HVAC upgrades include 18+ SEER heat-pumps for super-efficient whole-house heating/cooling, backed up by high-efficiency gas boiler and 3-zone baseboard heat. Doorways from family, dining, & great rooms all open onto expansive brick patio. A stone walk, flowerbeds & outdoor lighting grace the 1/2 acre grounds. Close to High Lane Club, shops, bistros. 10-min drive to Yale, 5 min to I91. All houses on the block back onto a forested glen providing privacy & quiet. New (2023) heat pumps operate at below zero degrees F (the back-up gas boiler was turned on just once last winter)! Thoughtful HVAC investments, double-glazed window retrofits (100% of windows in living area of home have been replaced with modern Anderson thermopane), & insulation in all the additions make this 1917 home extremely energy-efficient. Info available on request on a few remaining projects a future owner might choose to carry out to complete the process of making this a super-high-performing home per 21st century efficiency standards.
Features
- Town: Hamden
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full
- Laundry: Lower Level
- Style: Colonial
- Year Built: 1917
- Garage: 2-car Detached Garage,Driveway
- Heating: Heat Pump,Hot Water,Radiator,Zoned
- Cooling: Heat Pump,Zoned
- Basement: Crawl Space,Full,Unfinished,Interior Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 3,016
- Acreage: 0.56
- Est. Taxes: $20,183
- Lot Desc: Lightly Wooded,Borders Open Space,Level Lot,Rolling
- Elem. School: Spring Glen
- Middle School: Hamden
- High School: Hamden
- Appliances: Convection Range,Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24011316
- Days on Market: 5 days
- Website: https://www.raveis.com
/eprop/24011316/192ridgewoodavenue_hamden_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.7X8.6 | Main |
| Bedroom 2 | Built-Ins,Hardwood Floor | 14.1X13.5 | Upper |
| Bedroom 3 | Built-Ins,Hardwood Floor | 12X13.5 | Upper |
| Bedroom 4 | Built-Ins,Hardwood Floor | 9.8X10 | Upper |
| Family Room | 9 ft+ Ceilings,Cathedral Ceiling,Book Shelves,Hardwood Floor | 15.8X19.2 | Main |
| Formal Dining Room | Built-Ins,Hardwood Floor | 18.2X13.5 | Main |
| Full Bath | Ceiling Fan,Tile Floor | 9.9X4.5 | Main |
| Full Bath | Ceiling Fan,Tile Floor | Upper | |
| Great Room | 9 ft+ Ceilings,Cathedral Ceiling,Beams,Hardwood Floor | 24X14.5 | Main |
| Kitchen | Remodeled,Bay/Bow Window,Breakfast Nook,Built-Ins,Island,Tile Floor | 20.8X12 | Main |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | 16.1X13.5 | Main |
| Primary BR Suite | Remodeled,9 ft+ Ceilings,Cathedral Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | 15X19.75 | Upper |
| Sun Room | Hardwood Floor | 14X17.8 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sarah RyanLicensed Real Estate Salesperson
914.714.1448
Sarah.Ryan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
192 Ridgewood Avenue, Hamden (Spring Glen), CT, 06517
$799,500
Sarah Ryan
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.714.1448
Sarah.Ryan@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,600 | $639,600 | $639,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $1,682 | $1,682 | $1,682 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,363 | $4,251 | $5,397 |
| Total Monthly Payment | $6,137 | $6,025 | $7,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524