Presented byImmy Cognetta |
Spacious 3 Bed One Bath Ranch. An ideal starter home, ski retreat, or opportunity to downsize, featuring a 4 season entry, warmed by a pellet stove on our cooler Vermont days, large eat in kitchen with an abundance of counter space and cabinet space. Large living/ dining combo, and main floor laundry room, linen closet and cedar closet. There's plenty of bedroom closet space and attic space too. Low to no maintenance vinyl windows and vinyl siding, with 3 zone comfortable oil BBHW heat. A newer roof (2014), full basement with single car garage underneath, and lots of back yard space for recreation and gardening, with a wooded area as well. Only 4 minutes to the Rutland Town Pool and Northwood Park and/or to the Rutland Town School. School Choice for high school. Close to local outdoor recreation such as: fishing, biking, hiking, golfing, skiing, swimming, walking, etc. . . . Only 10 minutes from downtown Rutland City shopping, dining, and events. Only 15 minutes to Killington/Pico ski resorts. Only 90 minutes from Burlington International and 120 Minutes from Albany Airport. Ask to see the video available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.223.0270
Immy.Cognetta@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,483 | $1,914 |
Total Monthly Payment | $1,840 | $1,781 | $2,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.