Immerse yourself in the natural beauty that surrounds this 3 bedroom, 2 bathroom property. Enjoy the expansive windows that flood the house with natural light and allow you to view the stunning vistas of the hills, mountains and Lake Salem from almost anywhere in the home. Main suite boasts bedroom with views, a laundry shoot, full bathroom and walk-in closet. Two more bedrooms, another full bath and an open concept kitchen, dining and family room round out the first floor. The large walkout basement provides more views as well as ample space and the flexibility to be used as additional living space, storage, home gym, workshop etc. The home boasts a newer metal roof, ensuring durability and longevity, along with a new septic system for your convenience and peace of mind. Embrace sustainability with solar panels that provide energy efficiency while also reducing your carbon footprint! Keep your home toasty warm in the VT winter with the option of using the wood or oil furnace. Close to the village of Derby, I91, the Canadian border, restaurants, shopping and so much more. About 2 hours to Montreal, 40 mins to Jay Peak and about 45mins to Burke Mtn/Kingdom Trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,505 | $2,441 | $3,174 |
Total Monthly Payment | $2,958 | $2,894 | $3,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.