Presented by5D Realty Group |
Step into the idyllic charm of this Tudor/Cape-style home nestled within the serene neighborhood of Shrub Oak, NY, located in the sought-after hamlet of Yorktown Heights. This property presents a unique opportunity - not just one, but two homes await you! The main residence exudes timeless elegance with its classic architecture and offers ample space with 4 bedrooms and 2 bathrooms. Hardwood floors flow seamlessly throughout, enhancing the home's character and warmth. A first-floor bedroom adds convenience and versatility to the layout, while the formal dining room sets the stage for memorable gatherings. The heart of the home lies in the spacious eat-in kitchen, featuring granite countertops and stainless-steel appliances, perfect for preparing sumptuous meals. Step outside to the screened-in porch and soak in the tranquil views of the sprawling backyard oasis, complete with a charming gazebo and inviting patio area - an ideal setting for outdoor entertaining or quiet relaxation amidst nature's beauty. Adding to the allure of this property is a cozy cottage boasting 1 bedroom and 1 bathroom, offering potential as a rental unit for additional income or a private retreat for guests. With its separate entrance, it provides privacy while still being conveniently close to the main residence. Situated on almost a half-acre of level land, this home offers a peaceful escape from the hustle and bustle of city life while still being within reach of transportation, major highways, shopping, dining, and entertainment options. While this property may require some updates and TLC, the opportunity to own two homes in such a desirable location is truly rare. Don't miss your chance to create your dream home or investment property in this charming neighborhood. Welcome to the possibilities that await at this gem in Shrub Oak!
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$623,000
Sales Associates
William Raveis Real Estate
Phone: 978.835.0435
5DRealtyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $498,400 | $498,400 | $498,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,316 | $3,313 | $4,203 |
Total Monthly Payment | $4,613 | $4,610 | $5,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.