Two houses. This charming duo offers the perfect, convenient location, ideally set between Catskill and Saugerties and close to the New York State Thruway. Its easy access to commuting routes and recreation in Catskill, Hudson, Saugerties, Woodstock, the Catskill Mountains and the Hudson River make it the perfect spot for someone longing for the Upstate lifestyle who's also unwilling to compromise on convenience. The fully renovated 2-story farmhouse is a charming and warm living space - built in the 1940s it has a historic aura that's very comfortable. Gleaming hardwood floors bounce the light from large windows around the home's 2+1 bedrooms. The updated kitchen has brand-new fixtures and kitchen appliances. Outside, open acreage offers plenty of space for outdoor fun, gardening and relaxation. The lawn has been recently seeded and will fill out as the spring continues. The property's second home is a sunny, 2-bedroom bungalow with separate utilities. In excellent condition, it lends itself to a variety of uses! Call now for a chance to see it yourself!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.936% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,996 | $2,919 | $3,704 |
Total Monthly Payment | $3,088 | $3,011 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.