Presented byPritchard Homes Team |
Welcome to 114 Beach Road, a lovely colonial home located in the desirable Biltmore Shores community. Experience the charm of a welcoming porch leading into a beautifully appointed interior featuring hardwood floors, a living room w/gas fireplace surrounded by custom cabinetry & French doors. The den offers serene water views and opens through French doors to the dining room. This room is perfect for entertaining with two sets of sliding doors that open to a spacious Trex deck, complete with a canvas awning and waterfront views. The deck provides an ideal outdoor living space with dual stairs leading to the landscaped yard, deck & patio below. The kitchen is equipped with stainless steel appliances & granite countertops. There is a utility room/panty which houses a Navien heating system and a large additional storage room. A full bath & coat closet complete this floor. Upstairs the primary suite is a true retreat featuring large walk-in closet and an ensuite bathroom with soaking tub, separate shower & skylight. Three additional bedrooms, another full bath, and access to the attic via two sets of pull down stairs offer plenty of space and storage. The home also includes a dedicated office with skylight & a convenient laundry closet. The lower level boasts a recreation area with 9ft ceiling and walk-out to the yard & access to the heated garage. Outdoor features include Navy bulkhead, a shed, an outdoor shower, a patio, a hardwired gas line for a BBQ, inground sprinklers & solar panels. Flood insurance is only $813 annually and is transferrable! This home is a perfect blend of indoor comfort and outdoor beauty making it an exceptional choice for discerning buyers seeking a waterfront lifestyle.
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$1,299,000
Sales Associates
William Raveis Real Estate
Phone: 203.414.5571
PritchardHomesTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $1,505 | $1,505 | $1,505 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,314 | $6,827 | $9,053 |
Total Monthly Payment | $7,944 | $8,457 | $10,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.