Presented byThe Whiteman Team |
*seller requests all offers by 6pm, Sunday April 28th* This Sweet Colonial house is sited in desirable West Side neighborhood and is within walking distance of Prospect Beach on Long Island Sound. The tidy corner lot has mature foundation plantings, perennial garden beds, and flowering trees. The back of the house has an open deck with steps to the yard. The front walk leads to the entry Foyer/Sunroom. Adjacent is the laundry room. Stepping into the Living Room there is a stairway to the second floor to the left and a Den with built-ins to the right. Beyond the Living Room is the Dining Room. There is Wall to Wall carpet in these rooms. The Full Bath is off the Dining Room which has a tub with shower. The Kitchen is at the back of the house and there are prefinished oak floors, oak cabinets and is fully applianced. The trap door to the basement is in the adjacent mudroom which also provides access to the deck. The basement has a Connecticut Basement Dewatering System with sump pump. The concrete block and stone foundation are evidence of an older home. Upstairs there are two bedrooms and an extra, intermediate, room. The primary Bedroom has a deep double closet and a ceiling fan. The second Bedroom is at the front of the house and has two closets and the skuttle to the small attic space. The room at the top of the stairs, and between the two bedrooms has a single deep closet and recessed lights. This room could be developed as a second full bath. All rooms on the second The heat on the second floor is electric base board. The first-floor heat is oil fired Forced Warm Air. The house was extensively renovated in 2011. There are thermopane windows throughout the house. Sited at the crest of the hill this lovely home catches the sea breezes that come off Long Island Sound that is just at the bottom of the hill.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11X11 | Upper |
Dining Room | Wall/Wall Carpet | 16X12 | Main |
Full Bath | Tub w/Shower | Main | |
Kitchen | Hardwood Floor | 15X10 | Main |
Living Room | Ceiling Fan,Wall/Wall Carpet | 16X15 | Main |
Office | Built-Ins,Wall/Wall Carpet | 12X7 | Main |
Other | Wall/Wall Carpet | 11X7 | Upper |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | 16X12 | Upper |
Sun Room | Vinyl Floor | 17X7 | Main |
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,382 | $1,798 |
Total Monthly Payment | $1,906 | $1,869 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.