Built in 1865, this enticing home is full of character with much to offer to a growing family. It is nicely located on a large lot with over an acre of land, easy access to the village, and lots of space for gardens and play. The relaxing side porch is the perfect entry to the kitchen/dining area with its ample cupboards and counter space, all of which open freely to the living/family room. Natural light streams through ample windows, a cozy wood stove helps warm the entire home, and there are wood floors throughout, all adding warmth and character. There is a primary bedroom on the main floor with adjacent full bath, and three more bedrooms and a full bath on the second floor. The full basement offers extra storage and workspace. Outside, its several outbuildings offer a workshop area, garage, wood storage, and unique spaces for inventive play and hobbies. Offered at $299, 000
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$299,000
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,612 | $2,051 |
Total Monthly Payment | $1,970 | $1,950 | $2,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.