21 Park Drive, Chester, NY, 10918 | $450,000

Welcome to your new haven! Just an hour from the heartbeat of NYC and conveniently close to the highway, this home is a commuter's dream. Enjoy the best of both worlds with easy access to Chester's amenities while relishing the tranquility of a peaceful country setting. Situated on a fenced corner lot, this residence provides ample space for outdoor activities and relaxation. Imagine tending to your garden, hosting gatherings, or lounging by the inviting above-ground pool in your own private retreat. Nestled in the sought-after Surrey Meadows community, this charming abode boasts 4 bedrooms, 2 full baths, and recently updated kitchen and bathrooms, offering a blend of style and functionality. The generous lower level presents endless possibilities whether you envision a home office, cozy family den, or dedicated workout space. While some work is needed, this home is truly a diamond in the rough, ready to be polished to perfection. Build home equity by completing some renovation work. Benefit from municipal water and sewer services and access to Chester Public Schools, ensuring seamless living. With Woodbury Common Premium Outlets just minutes away, indulge in premium shopping experiences at your leisure. Explore the vibrant local scene with nearby breweries, quaint coffee shops, and a charming downtown area awaiting your discovery. Whether unwinding after a long day or embarking on new adventures, this home promises comfort, convenience, and boundless potential.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Raised Ranch, Bi-Level
  • Year Built: 1967
  • Garage: 2-car Detached, 2 Car Detached, Driveway
  • Heating: Natural Gas, Baseboard
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,800
  • Acreage: 0.44
  • Est. Taxes: $10,502
  • Lot Desc: Level
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Appliances: Dishwasher, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: H6290565
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/H6290565/21parkdrive_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jennifer PetersSales Associate

203.470.7356

Jennifer.Peters@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 Park Drive, Chester, NY, 10918

$450,000

Jennifer Peters

Sales Associate

William Raveis Real Estate

Phone: 203.470.7356

Jennifer.Peters@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $875 $875 $875
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,486 $2,393 $3,087
Total Monthly Payment $3,436 $3,343 $4,037

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.