Nestled in the peaceful Champlain Islands, this charming, furnished seasonal cottage at Apple Island Resort offers a delightful retreat! Upon entry, you're greeted by a beautiful, spacious, and sunny family room, perfect for gatherings. Adjacent is the ideal multi-use laundry/utility room with a stacked washer and dryer for added convenience. Through the slider door awaits a bright and open living room, seamlessly flowing into the kitchen and dining area, creating an inviting space for meals and relaxation. The kitchen is well-equipped for culinary adventures and offers ample storage space as well. Down the hallway, discover your primary bedroom and a full bathroom, both offering generous amounts of sunlight for a refreshing ambiance. Outside, a spacious shed provides storage for lawn care items or large items that you want tucked away. Plus, being in close proximity to the golf course, this location within the resort adds to the allure of this cottage! As part of this community, you'll have access to a host of incredible amenities, including a marina with seasonal pontoon rentals, boat launch, and boat slips, as well as a beautifully manicured, challenging 9-hole par-3 golf course, outdoor salt water swimming pool, and hot tub. The general store provides all the essentials, from food and drinks to daily necessities. This resort is open seasonally from 5/1 to 10/20. Owner financing is available and the golf cart is included. The annual lease amount for this cottage is $7, 226.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $783 | $755 | $968 |
Total Monthly Payment | $893 | $865 | $1,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.