55 E 190th Street, #24, Bronx, NY, 10468 | $125,000

55 EAST 190 STREET APT. 24- FORDHAM MANOR Studio / JR 1 BED SPONSOR UNIT in a distinguished Art Moderne elevator co-op attributed to George Gottlieb Miller, Architect (F/K/A Miller & Goldhammer) ca. 1941. Approx. 455 s/f w/ separate Entry Foyer, windowed Kitchen & Bath w/ separate dressing area, windowed Sleeping/Dining Alcove. 2nd Floor, quiet, east-facing (side) exposure. Adjacent to beautifully restored Saint James Park. Short walk to Fordham University's Rose Hill campus, Monroe & Bronx Community Colleges, James J. Peters VA Medical Center & the historic Edgar Allan Poe Cottage ca. 1812, where the famed poet lived until his death in 1849. Enjoy an enormous array of shopping & restaurant options. One block to both IND (B & D-Lines) & IRT (#4 Line) & close proximity to Metro-North's Fordham station. $25K cash down + Actual $516. 34 Maint. = $1, 217. 00/Mo. Total Mtg. & Maint. Midtown NYC in 30 minutes. SUBLETTING ALLOWED AFTER 2 YEARS RESIDENCY W/ BoD APPROVAL No Pets/No Investors.

Features

  • Heating: Natural Gas, Hot Water, Steam
  • Cooling: None, Window Unit(s)
  • Levels: 6
  • Amenities: Elevator(s), Live In Super, Sponsor Unit
  • Rooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: 55 E 190 Street Owners I
  • Year Built: 1941
  • Approx Sq. Feet: 455
  • Lot Desc: Near Public Transit
  • View: City
  • School District: New York
  • Pets Allowed: No
  • Appliances: Oven, Refrigerator
  • MLS#: H6301702
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/H6301702/55e190thstreet_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Richard Wang - Christine Norcross & PartnersSales Associate

510.213.3137

Richard.Wang@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 6314

508.944.8218

Bob.Flynn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

55 E 190th Street, #24, Bronx, NY, 10468

$125,000

Richard Wang - Christine Norcross & Partners

Sales Associate

William Raveis Real Estate

Phone: 510.213.3137

Richard.Wang@raveis.com

Bob Flynn

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.944.8218

Bob.Flynn@raveis.com

NMLS Mortgage Loan Originator ID 6314

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.984% 7.146% 6.256%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $665 $665 $843
Total Monthly Payment $740 $740 $918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.