Stream-side charm meets Village sophistication! This turn key waterfront home, in the heart of Woodstock, stands where Tannery Brook and the Mill Stream converge. A rare find. A long deck overlooks the stream and there's even a stone stairway leading down for a joyous soak on warm summer days. The front yard is fully fenced with architectural details and a gated driveway for convenience. Another long front porch allows easy access to inside. This gut renovated open, and versatile floor plan is bathed in natural light windows galore including two expansive clerestory windows and doors out to the deck, inviting the outdoors in, and your guests to dine out. Boasting airy 12. 5-foot cathedral ceilings and new gray stained oak floors throughout, the living room features custom built-in seating that doubles as additional sleeping space while the generous, and vaulted, dining area offers ample room for entertaining. A gourmet chef's kitchen features: newer stainless steel appliances and expansive grey countertops with additional ''breakfast bar'' seating. Stairs at opposite ends of the house provide enormous privacy, and each bedroom has its own ensuite bath (one with a Kohler soaking tub and the other with a Kohler walk-in shower). Crack open the windows at night and be lulled to sleep by the sounds of the stream below. . . ahhh, you're finally in the country . . . yet steps to a cup of coffee and a newspaper when desired. The rear deck spans the entire length of the house and provides the most picturesque setting to read a novel, do your morning yoga asana, or dine al fresco with friends. This is a MOVE-RIGHT-IN situation that includes: a newer roof with copper valleys and zinc flashing, an on-demand heat and hot water system, mini-splits for additional heat and cooling and spray foam throughout the crawlspace for energy conservation. Comfort and efficiency surrounded by a babbling brook and lovingly landscaped grounds. The in-ground propane tank leaves ample yard to enjoy and there's town water and a town maintained septic system for total peace of mind. The house currently has an ''owner-occupied short term rental'' permit that should be transferable (check with the town). Idyllic Catskill living: Go skiing, hiking, fishing, or stroll into town to shop or dine at Sylvia's, The Mud Club, Bread Alone, The Garden Cafe. . . . Just 2. 5 hours to NYC, minutes to Kingston, and there's an NYC bus to the Village Green. Come Enjoy. . .
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.738% | 6.559% |
Monthly Tax Payment | $1,260 | $1,260 | $1,260 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,235 | $4,585 | $6,188 |
Total Monthly Payment | $5,587 | $5,937 | $7,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.