963 Howrigan Road, Fletcher, VT, 05448 | $369,000

Spacious farmhouse on 11+ acres of wildlife abundant land! Many upgrades to include 2023 hot air furnace, oil tank and fuel lines. Home has 4 bedrooms, 1 full bath, updated kitchen, dining room, and 3 season porch. Detached garage perfect for storage, parking or workshop. Plenty of land for outdoor recreation, hunting or to set up a small hobby maple sugaring operation. Been considering homesteading? There are already mature fruit bushes & trees include elderberry, raspberry, blueberry, crab-apple and blackberry, as well as a variety of herbs! Showings begin 4/20 (Saturday) afternoon.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 1 full
  • Style: Farmhouse
  • Year Built: 1930
  • Garage: 1-car Garage
  • Heating: Forced Air,Hot Air
  • Cooling: None
  • Basement: Full,Gravel,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 2,298
  • Acreage: 11.5
  • Est. Taxes: $5,733
  • Lot Desc: Corner,Country Setting,Landscaped,Secluded
  • Elem. School: Fairfield Center School
  • Middle School: Fairfield Center School
  • High School: Choice
  • MLS#: 4991870
  • Website: https://www.raveis.com
    /prop/4991870/963howriganroad_fletcher_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2024

William Raveis Family of Services

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Liam SherrySales Associate

508.364.6309

Liam.Sherry@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

963 Howrigan Road, Fletcher, VT, 05448

$369,000

Liam Sherry

Sales Associate

William Raveis Real Estate

Phone: 508.364.6309

Liam.Sherry@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.286%
Monthly Tax Payment $478 $478 $478
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,014 $1,962 $2,491
Total Monthly Payment $2,567 $2,515 $3,044

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.