234 Osceola Avenue, Deer Park, NY, 11729 | $550,000

Welcome to this spacious 5 bedroom, 3. 5 bath hi-ranch home in the vibrant community of Deer Park! Despite exhibiting some wear and tear from previous tenants, this property has immense potential for those willing to roll up their sleeves and bring it back to its former glory. Spread across two levels, this home possesses 3 electric meters with 2 separate living spaces, making it ideal for someone requiring their own space or wish rental opportunities with proper permits. The main level features a bright and airy living room, a functional kitchen, and a dining area perfect for gatherings with family and friends. With ductwork already in place for central air conditioning, adding modern comforts to this home will be a breeze. The lower level has additional living space with a spacious family room, two bedrooms, and 2 full bathrooms, providing flexibility and privacy for all occupants. There are 2 wood decks, a cement patio and a 220 line for a hot tub plus another for the working 15x30 semi inground pool! Conveniently located near the LIE, with easy access to both Northern and Southern state parkways, many shopping centers and nearby to both Otsego and Pine Acres Parks. This property provides easy access to everything Deer Park has. While this home may require some TLC, its large size, flexible layout, and prime location make it an excellent investment opportunity or for those looking to customize and make it their own. Don't miss out on the chance to transform this diamond in the rough into your dream home! Make an appointment to see this house today and unleash the potential that awaits within.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Style: Hi Ranch
  • Year Built: 1963
  • Garage: Private, Driveway, No Garage
  • Heating: Natural Gas, Forced Air
  • Cooling: None
  • Basement: None
  • Approx Sq. Feet: 2,147
  • Acreage: 0.18
  • Est. Taxes: $14,204
  • Elem. School: John Quincy Adams Primary School
  • Middle School: Robert Frost Middle School
  • High School: Deer Park High School
  • School District: Deer Park
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: 3545359
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/3545359/234osceolaavenue_deerpark_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Realty Connect USA L I Inc   Phone: 631-881-5160

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

234 Osceola Avenue, Deer Park, NY, 11729

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.500% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.051% 7.295% 6.623%
Monthly Tax Payment $1,184 $1,184 $1,184
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,077 $2,964 $3,803
Total Monthly Payment $4,353 $4,240 $5,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.