19 Prospect Street, Ludlow, VT, 05149 | $550,000

Step into the charm of Ludlow village living with this captivating gem on Prospect St! Nestled on a serene street, this village charmer seamlessly blends historic allure with modern convenience, offering a lifestyle of ease and elegance. Enjoy easy access to the Okemo shuttle, local shops, and delectable dining options, all while relishing the tranquility of this picturesque neighborhood. Indulge in the timeless beauty of this meticulously remodeled 1910 Victorian-style home. From the expansive covered front porch, feel the warmth and hospitality perfect for lazy afternoons and balmy evenings. The traditional foyer welcomes with classic wood details and a graceful staircase, setting the tone for exquisite craftsmanship throughout. The open layout flows from the living area to the formal dining room, ideal for entertaining guests or relaxing with loved ones. The kitchen is a culinary haven with thoughtful built-ins and a convenient pantry. Step out to the charming three-season porch, doubling as a versatile mudroom. A spacious barn offers endless possibilities as a garage, storage, or additional living space. Whether you adore turn-of-the-century properties or seek immersion in Ludlow village life, this home is a must-see. Schedule a showing today and experience Ludlow living at its finest. Visit the Okemo valley real estate community today. Taxes are based on current town assessment.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Multi-Level,Victorian
  • Year Built: 1910
  • Garage: 2-car Garage
  • Heating: Radiator
  • Cooling: None
  • Basement: Stairs - Interior,Unfinished
  • Approx Sq. Feet: 1,630
  • Acreage: 0.18
  • Est. Taxes: $4,548
  • Lot Desc: Country Setting,Landscaped,Level,Mountain View,Ski Area,Trail/Near Trail,View
  • Elem. School: Ludlow Elementary School
  • Middle School: Choice
  • High School: Choice
  • School District: Two Rivers Supervisory Union
  • MLS#: 4991704
  • Website: https://www.raveis.com
    /raveis/4991704/19prospectstreet_ludlow_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/28/2024

William Raveis Family of Services

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Kathy Burns - Vermont Properties TeamBroker Owner/Luxury Properties Specialist

802.999.3989

Kathy.Burns@raveis.com

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

19 Prospect Street, Ludlow, VT, 05149

$550,000

Kathy Burns - Vermont Properties Team

Broker Owner/Luxury Properties Specialist

William Raveis Real Estate

Phone: 802.999.3989

Kathy.Burns@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.308% 6.644%
Monthly Tax Payment $379 $379 $379
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,039 $2,964 $3,803
Total Monthly Payment $3,510 $3,435 $4,274

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.