A spacious 3 bedroom, 2 bathroom home for sale at a price that won’t break your budget. The first floor benefits from 2 reception rooms & a separate dining area; a bright updated kitchen with modern appliances & plenty of storage; a laundry room with storage units; a mud room, & a fully tiled bathroom with a walk-in shower. Tiled & hardwood flooring throughout. The second floor has 3 spacious bedrooms & a fully tiled bathroom with a skylight over the tub/shower. The main bedroom has “His and Hers” walk-in closets! The full dry basement provides loads of storage space, & one side is semi-finished with a pellet stove installed. All windows in the home have been replaced, the oil furnace serviced each year, & a new water boiler installed in 2023. The property was re-wired three years ago. There is a large attic space with power installed for added storage space. The property also provides large front & side covered porches, a great deck overlooking a good-sized, fenced rear garden – plenty of room for a vegetable plot, play space, & a plunge pool for those balmy summer days. There is a garden shed for tools & storage, & mature maple & hemlock trees ensure a degree of backyard privacy. The property is a classic New England style & is located in a very desirable neighborhood. This attractive family home is within 5 minutes of Northfield schools & the local restaurants & stores around Northfield Common; Norwich University & the Brown Public Library are only 10 minutes away.
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Our Executive Mortgage Banker:
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,519 | $1,462 | $1,886 |
Total Monthly Payment | $1,896 | $1,839 | $2,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.