Loft Living in Style, not forgetting your own private outdoor space A classic combination of Loft Living and outdoor space can be realized at this wonderful studio alcove loft. Fantastic lofted ceiling and full length window out on to your own private terrace. . ‘embrace the space’. Have your very own private piece of New York on ‘the outside’ a rare opportunity to sit peacefully and enjoy the sun with a coffee in the morning, or perhaps journal in the fresh air. Inside take advantage of the lofted bed and extra area it creates for your own individual zones of this exciting studio layout. The bathroom gleams in white tile and contrasting black fixtures, the entryway closets provide much needed storage space to keep everything neat and tidy. The kitchen sports a wonderfully large countertop with lots of space to indulge your inner gourmet self, laundry will be a breeze with two sets of machines on each floor. Guarantors, co-purchasing and subletting permitted. NO FLIP TAX. No pets or pied-a-terre permitted. Uniquely named Penny Lane co-op has many desirable features including a 24 hour doorman, a huge roof deck with amazing city views, an attached garage, live in resident manager and easily accessible bike storage. To top it all off sit situated in a wonderful location steps from Nomad and Madison Square Park which is are few blocks away. Commuting will be easy to the 6 /R W and a little further afield to Union Square with lots of options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,404 | $2,313 | $2,984 |
Total Monthly Payment | $2,479 | $2,388 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.