Welcome home to this large 4br, 2. 5bth, open and airy concept four level split home situated mid-block in desirable South Merrick. Featuring extra wide entry foyer with soaring ceilings, huge living room with vaulted ceilings, first fl half bath, first floor guest bedroom or home office, laundry, rear entrance, custom eat in kitchen with sliding doors to deck and fully manicured back yard, dining room, wide staircase and hallway leading to the master suite with full bath, walk in closet, bedroom, bedroom, and another full bath. Lower level features a beautiful family room with wood burning fireplace, utility room, two car attached garage, great yard dotted with mature plantings and beautiful perennials. Central air conditioning, 200 amp electric service, Gas heating & hot water, taxes are quoted without STAR. Not in flood zone. Flood insurance not required. House is being sold as-is, Cash offers preferred. Perfect opportunity to make this home your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $1,539 | $1,539 | $1,539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,142 | $5,256 |
Total Monthly Payment | $5,777 | $5,773 | $6,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.