Presented byLiz Wells |
Come & visit a great YEAR ROUND home in sought after INDIAN TOWN! INDIAN TOWN ASSOCIATION offers two private beaches, a private marina, clubhouse and playground. This adorable 2 bdrm, 1 bath property has been lovingly cared for with many updates that include newer windows, split heat/ac unit, RINNAI heater, 2 yr old hot water heater, roof is approx 3 yrs old + more updates! Enclosed breezeway leads to deck with portable gazebo that overlooks yard with two storage sheds. No worries about lugging beach chairs long distance as the beach is only 10 houses away! Owners are gardeners and 9 Uncas Trail is known as "the flower house". Photos are from last Spring/Summer - Fireplace is currently blocked off but is working. Old Saybrook is going thru a Revaluation so per town assessor, the new mill rate will be either 15. 00 or 16. 00 - new reval assessment will be $419, 100, new property tax considering mill rate of 16. 00 = $6706. FOR FLOOD INSURANCE INFO: If buyer gets CONV financing and that lender will allow private flood insurance, flood insurance can range between $1985 - $2570/year (depending on what plan/inclusions that buyer opts for) Call LA for further info. OUTSIDE SHOWER HAS HOT & COLD WATER! HOUSE IS BEING SOLD "AS IS". LIVING ROOM SOFA/RECLINER CAN REMAIN. *Highest & best offers need to be emailed to CHRIS ROSE by NOON, MONDAY APRIL 22!*
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vinyl Floor | 10X10 | Main |
Kitchen | Vinyl Floor | 12X9 | Main |
Living Room | Vinyl Floor | 12X14 | Main |
Primary Bedroom | Vinyl Floor | 10X11 | Main |
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$489,000
Sales Associate
William Raveis Real Estate
Phone: 860.841.7406
Liz.Wells@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,669 | $2,600 | $3,381 |
Total Monthly Payment | $3,145 | $3,076 | $3,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.