Welcome to this lovely "Heritage" unit. Private setting, walk to Heritage Village Center. The unit has a slider (to patio) in dining area and a slider on far wall to another patio. Upgraded sliders and windows. Remote controlled honeycomb blinds on sliders. Kitchen with granite counters tops, pullouts in cabinets, built-in freezer, and water filtration system in sink. 2023 new carpet in primary bedroom and fresh paint throughout unit. Both baths have been updated and primary bath has large walk-in shower. Second bedroom has built-in workstation. Garage is the 4th on the left with a short level walk to unit (just 5 inside stairs down to unit from entry). Subject to Probate. Heritage Village is one of the most desirable active adult (55+) communities in the area. Amenities offered by the association include a fitness center, 4 pools (3 heated), tennis courts, pickle ball courts, paddle tennis court, bocce court, shuffleboard court, horseshoe court, billiards tables, paved walkways around the ponds, river garden with your own garden plot, meeting house, stained glass studio, library, art studio, and barn for woodworking and metalworking. The community has 24/7 security, a full-time maintenance staff, and shuttle service. All buyers pay a 1 time equity fee of $3000 at closing.
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Wall/Wall Carpet | Main |
Kitchen | Main | |
Living Room | Combination Liv/Din Rm,Patio/Terrace,Sliders,Wall/Wall Carpet | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,398 | $1,347 | $1,729 |
Total Monthly Payment | $1,670 | $1,619 | $2,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.