*Completely remodeled* New Doors, New Roof, New Windows, New Siding, freshly Painted throughout ranch w/open concept design situated on a level one-acre lot in desirable Oxford. Upon entry, you'll find this open floor plan has a spacious LR, DR & Kitchen with HW Floors throughout, plenty of natural light, lighting, Natural Gas FP and cathedral ceilings in LR &DR. DR French doors will bring you out to the completely redone Trex deck overlooking the Pool area. Center kitchen with all new cabinets, Center Island, Quartz countertops, back splash and all new high-end stainless-steel Appliances. New windows & French doors blend interior & outdoor spaces, filling the home w/natural light. Off the main living area, you will find 4 BR's and 2 remodeled full baths. The Primary BR with full remodeled Bathroom and a good-sized closet. Additional 3 BR's all with HW floors and natural lighting. The lower level features a large In-Law Apt with FR and EIK that has also been remodeled with HW Floors, New windows, cabinets, Granite Countertops, Bathroom and All new high-end stainless steel Appliances. Off the In-Law apt you will find high efficiency Natural gas Boiler with on demand HW heater, large half bath/Laundry and Bonus FR/Rec room with HW floors, Natural Gas FP and French door leading to the Pool patio for entertaining guests. Both levels have their own zone, heating, and Central Air. Attached to the house is a Heated two car garage with high garage doors and side entry access door for easy access to the patio area with custom stonework throughout the pool/entertainment area. Upper patio features, custom outdoor kitchen with sink, grill, refrigerator, granite countertops and Smoke pit for when you're entertaining all your guests. Lower patio features include custom stone work, Gazebo with Natural gas fire pit, Permanent Tiki torches (connected to the natural gas), Wood fire pit, outdoor blue tooth speakers, Outdoor Shower, ample lighting throughout and a beautiful inground heated, salt Water pool with lights. Detached you will find an oversized radiant heated 3/4 car garage with car lift, built in air compressor, 3 over sized garage doors and two separate entry doors. Above the detached garage is a large bonus room (Currently being used as office), wet bar, storage, natural gas baseboard heat and a split unit for Central Air
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Hardwood Floor | 9.4X9.7 | Main |
Bedroom 2 | Remodeled,Hardwood Floor | 10.11X11.11 | Main |
Bedroom 3 | Remodeled,Hardwood Floor | 16.7X11.11 | Main |
Dining Room | Remodeled,Vaulted Ceiling,Balcony/Deck,French Doors,Hardwood Floor | 19.4X14 | Main |
Family Room | Remodeled,Gas Log Fireplace,French Doors,Hardwood Floor | 19.3X15.6 | Lower |
Kitchen | Remodeled,Quartz Counters,Dry Bar,Island,Hardwood Floor | 19.1X12.1 | Main |
Living Room | Remodeled,Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | 22.7X14 | Main |
Office | Wet Bar,Half Bath,Composite Floor | 36.1X25.7 | Upper |
Other | 36.1X25.7 | Lower | |
Primary Bedroom | Remodeled,Full Bath,Hardwood Floor | 12.11X12.9 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $659,120 | $659,120 | $659,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.851% | 6.664% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,005 | $4,275 | $5,742 |
Total Monthly Payment | $4,622 | $4,892 | $6,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.