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107 Upper Welden Street, St. Albans City, VT, 05478 | $384,900
Welcome to this charming cape-style home in St. Albans. A blend of modern upgrades and comforts with a country feeling, this home has so much to offer. Step in to the warm 3-season porch, a perfect area to store shoes and outdoor gear. The kitchen has been recently updated with modern appliances, fixtures, and flooring. Entertain your guests in the open dining and living area complete with bright new windows to let the natural light pour in. A 1st floor bedroom could also be used as a home office or play area, offering flexibility for the next owners. The first floor is completed with a fully remodeled, beautiful new bathroom. Upstairs you'll find 2 additional, cozy bedrooms. The unfinished basement provides plenty of storage space and potential for additional living space in the future. Enjoy all of the seasons outside in the flat, large backyard complete with a fire pit and storage shed. Many big items such as the boiler and sump pump have been replaced in the last few years, plus the addition of modern comforts such as the heat pump for AC, have been added. With its close location to the interstate and downtown St. Albans, this lovely home checks all the boxes and is one you don't want to miss!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Cape
- Year Built: 1953
- Garage: 2-car Garage
- Heating: Hot Air
- Cooling: Mini Split
- Basement: Concrete,Stairs - Interior,Sump Pump,Unfinished,Interior Access
- Approx Sq. Feet: 1,238
- Acreage: 0.38
- Est. Taxes: $5,055
- Lot Desc: Country Setting,Level
- MLS#: 4990984
- Website: https://www.raveis.com
/prop/4990984/107upperweldenstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/23/2024Listing courtesy of Rockstar Real Estate Collective Phone: 802-764-0571
Listing Agent: Leland Ryea
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
107 Upper Welden Street, St. Albans City, VT, 05478
$384,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,661 |
| Total Monthly Payment | $2,597 | $2,543 | $3,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484