This 1960's sprawling ranch has 4 large bedrooms and 3. 5 baths room to breathe inside and out! From the second you drive into the extra-wide cul-de-sac you begin to relax. Peace and quiet in uptown Kingston was never so complete as on this double-lot parcel. It has all the amenities, and then some: an oversize 2-car garage, a stone fireplace, a sun room, a graceful half-moon stone patio, a large park-like yard, and even a tennis court! Step into a large foyer with two main bedroom suites to one side; and then living, dining, and family rooms to the other. Easy circular flow and an eat-in-kitchen that includes corner windows, wood counters, a 6 burner cook top and a breakfast bar. Windows, windows, and more windows. Skylights as well in the family room with two sets of glass sliders (that straddle the stone hearth) and open into a 10 x 30 tiled sun room with an indoor BBQ grill, or, let your party spill out onto the half-moon shaped stone patio where you can enjoy iced tea as you watch your guests play frisbee or croquet! The yard is expansive and includes a fully-fenced tennis court. It might also support a pool if desired. The 2-car garage opens to another smaller foyer/side entrance and makes it easy to bring in groceries to stock the hallway pantry closet. Down the hall are 2 more ample bedrooms that share a classic blue mid-century bath. Close proximity to uptown Kingston's shopping, farmer's market, schools, and many restaurants provide city-central living and yet you are minutes to Woodstock, Saugerties, and the Catskill Mountains. Bring your boat and your skis, and your green thumb (start your own mini-farm right in your own back yard). Need storage? You could play shuffleboard down in the basement or create a space to store your wine collection, have a craft studio, or to make Limoncello. This home has it all . . . including: a newer roof, an automatic generator, central A/C, and city water and sewer. With a bit of updating and your personal touches this ranch home will be the talk of the town.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,351 | $3,228 | $4,141 |
Total Monthly Payment | $3,555 | $3,432 | $4,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.