104 Bear Trap Road, Milton, VT, 05468 | $469,999

Affordability pricing you out? Considering house hacking? Looking to add another horse to the stable? 104-106 Bear Trap is a unique opportunity for homeowners and investors alike, one where privacy, practicality, and convenience coincide. The tranquil lot offers plentiful yard space for gardening, recreation, and enjoying evening fires with friends and family, yet secluded enough that your neighbors are unlikely to stop by for a cup of sugar. This duplex has been continuously improved and boasts a long term rental history as well as utilities broken out by unit. A new oil furnace, flooring, light fixtures, appliances, kitchen updates, and electrical upgrades throughout most recently. This insanely convenient jumping off location makes travel for work or pleasure such a breeze and is a great upsell to future tenants. Less than a 5 minute drive to the Sand Bar State Park or Lamoille River Access Area, ~20 minutes to Burlington, St. Albans, or the Grand Isle Ferry.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 2 full
  • Units: 2
  • Style: Duplex,Multi-Family,Ranch
  • Year Built: 1977
  • Heating: Forced Air
  • Cooling: None
  • Basement: Climate Controlled,Concrete,Daylight,Full,Partially Finished,Stairs - Interior,Storage Space,Interior Access
  • Approx Sq. Feet: 1,929
  • Acreage: 1
  • Est. Taxes: $5,409
  • Lot Desc: Country Setting,Rental Complex,Secluded,Trail/Near Trail,Walking Trails,Wooded
  • Elem. School: Milton Elementary School
  • Middle School: Milton Jr High School
  • High School: Milton Senior High School
  • School District: Milton
  • MLS#: 4990799
  • Website: https://www.raveis.com
    /prop/4990799/104beartraproad_milton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/11/2024
Listing courtesy of Notch Group Real Estate   Phone: 802-280-5044
Listing Agent: Christopher Preston

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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104 Bear Trap Road, Milton, VT, 05468

$469,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,999 $375,999 $375,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $451 $451 $451
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,533 $2,499 $3,224
Total Monthly Payment $3,059 $3,025 $3,750

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.