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Presented by
The Bill Heenan Team |
4 North Drive, East Lyme (Niantic), CT, 06357 | $1,399,900
Oak Grove Beach at it's Finest! Welcome to Lazy Daze @ Four North Drive Niantic. Architecturally Designed and Built to the Highest Standards by Lord Builders. Constructed to the latest FEMA Flood Guidelines this Nantucket Style Cedar Shake Contemporary Home is only steps from the beach. Check out the Pics & our Virtual Reality Tour. Dramatic Ocean Views, First & Second Floor Primary Bedrooms, Wonderful Front Porch w/ IPE Decking, Gleaming Hardwoods, Anderson 400 Series Windows, Irrigation, Custom Flush Rail Kitchen Cabinets, 2" Vermont Danby Imperial Marble Counters, Sub Zero Refrigerator, Wolf Gas Range, Large Pantry, Unique Second Floor Study, Gas Fireplace, City Water & Sewer, Two Separate Gas High Efficiency Furnaces w/ Central Air, On-Demand Hot Water, NicoLock Paver Patio & a Whole House 13KW Generator. Located in one of the best beach communities in Niantic and just minutes away from everything downtown Niantic has to offer. Restaurants, Bars, Shopping and our Famous Waterfront Boardwalk. It is a great time to buy a beach home! We are always here to help!
Features
- Town: East Lyme
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Colonial,Contemporary
- Year Built: 2019
- Garage: None,Driveway
- Heating: Hot Air
- Cooling: Central Air
- Basement: Crawl Space,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,752
- Acreage: 0.12
- Est. Taxes: $11,171
- HOA Fee: $275 Annually
- Lot Desc: In Subdivision,Level Lot,Water View
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: East Lyme
- Appliances: Gas Range,Refrigerator,Subzero,Dishwasher
- MLS#: 24001319
- Days on Market: 36 days
- Website: https://www.raveis.com
/mls/24001319/4northdrive_eastlyme_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath,Hardwood Floor | 14X10 | Upper |
| Eat-In Kitchen | Hardwood Floor | 16X13 | Main |
| Living Room | 9 ft+ Ceilings,Fireplace,Interior Balcony,Hardwood Floor | 13X11 | Main |
| Primary BR Suite | 9 ft+ Ceilings,Bedroom Suite,Full Bath,Stall Shower,Hardwood Floor | 14X14 | Main |
| Primary BR Suite | Full Bath,Hardwood Floor | 14X10 | Upper |
| Study | Hardwood Floor | 8X8 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Bill Heenan TeamSales Associates
860.460.8053
Bill.Heenan@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Bobby KazarianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1875225
401.585.3916
Bobby.Kazarian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
4 North Drive, East Lyme (Niantic), CT, 06357
$1,399,900
The Bill Heenan Team
Sales Associates
William Raveis Real Estate
Phone: 860.460.8053
Bill.Heenan@raveis.com
Bobby Kazarian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.585.3916
Bobby.Kazarian@raveis.com
NMLS Mortgage Loan Originator ID 1875225
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,119,920 | $1,119,920 | $1,119,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
| Monthly Tax Payment | $931 | $931 | $931 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,714 | $7,264 | $9,756 |
| Total Monthly Payment | $7,770 | $8,320 | $10,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524