This land has been in the sellers family for years and now is time to depart with it. This immaculate ranch was built in 2003 and you would have thought it was built today. The beautiful 5. 5 acres has long frontage on the Castleton River, has a hidden rear field(perfect for animals), 2 sheds, rear patio off from the family room, incredible front and rear views of the mountain ranges, and located in Ira, where you have choice of schools. The large front porch leads you into the open living and dining rooms. Most of the floors throughout are hardwood and they are beautiful. If you a looking for a large kitchen with spacious counterspace, and an abundance of cabinetry, this is the kitchen for you. From the dining room the french doors lead you to the 16x20 family room, which could be used year round with blown in insulation. The family room leads you out to the private patio where you overlook the beautiful back yard. The balance of the first floor offers three spacious bedrooms and two full bathrooms. The door off from the kitchen leads you into the 2 bay oversized garage where you have your oil tank, boiler, hot water tank and pellet boiler. The garage offers an abundance of storage if desired. The property has a drilled well and has a spring which is deeded. The home is located in an ideal location as it is mid way between Castleton and Rutland. Sweet!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,627 | $3,373 |
Total Monthly Payment | $3,193 | $3,126 | $3,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.