Really big size colonial in excellent location. The house has 4 bedrooms and 3 baths. Main level has a living room, family room, dining room, kitchen and bathroom with the laundry in the closet and door with access to the outside. The 4 bedrooms are in the upper level with a bathroom in the main bedroom and another one in the hallway. The in-ground pool is 35X17 and there is a composite deck right outside the sliding door. The basement has a walk out door, recreation room with an 8X2 pantry and an additional room with a closet that can be used as another bedroom. The boiler is only 3 yrs. old, roof is less than a year old and oil tank is 1 month old. Home has lots of storage space including plenty of closets, (one walk-in), built in shelving and attic space. with the Klotter Farms shed there's also enough for outdoor toys and tools. Sellers have taken care of all major items including two new floors on main level, but it still needs some cosmetics. Please see attached list of improvements. Property to convey in "As Is" condition.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 12X9 | Upper | |
Bedroom 2 | 15X13 | Upper | |
Bedroom 3 | 13X11 | Upper | |
Dining Room | 13X12 | Main | |
Family Room | Fireplace | 22X12 | Main |
Kitchen | 22X12 | Main | |
Living Room | 20X13 | Main | |
Other | 18X11 | Lower | |
Primary Bedroom | 16X14 | Upper | |
Rec/Play Room | 24X14 | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,674 |
Total Monthly Payment | $2,843 | $2,788 | $3,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.