* * SELLER’S LOAN MAY BE ASSUMABLE AT 2. 5% INTEREST RATE! * * HOME LAWNCARE / LANDSCAPING INCLUDED IN HOA! Situated in the established, community of Vista Palms, live a life of comfort in Florida paradise! NO FLOOD ZONE! Offering nearly 2, 700 square feet, 4 bedrooms, 3 FULL baths and a HUGE LOFT / BONUS ROOM, this layout allows for excellent living and entertainment. Step into the foyer to find tons of natural light, lofty ceilings, and a GORGEOUS OPEN FLOORPLAN! The GREAT ROOM flows naturally into the open kitchen where there is MORE than enough room for gathering comfortably. The UPGRADED KITCHEN boasts state-of-the-art appliances including an LG door-in-door fridge with knock illumination, dual ice machine with door and freezer dispensers, BOSCH DISHWASHER with 3- rack designs offering near silent functionality, a chef collection series oven and induction range with steam cleaning, dual zone split oven function, and built in temperature prob with auto stop once desired internal temperature is reached. Powerful flame-light intensity cooktop with rapid boil performs as well as gas or conventional electric without the added heat. Additionally, the induction top can transition from high heat cooking to immediately being wiped down without pause for easy cleaning and long-term care and durability. The Kitchen Aid microwave gives 1100 high-capacity watts capable of auto sensing heat along with warming modes and convectional oven function making for three separate temperature-controlled ovens simultaneously. The oversized island with breakfast bar and a SPACIOUS DINING AREA large enough for a full-sized table and chairs add even more functionality and desirability to this central gathering spot. A walk-in pantry and command center with built-in shelving adds to easy organization. The first floor of the home also offers a sizeable bedroom and FULL bath, perfect for hosting guests or creating a home office. The second story presents a LARGE PRIMARY RETREAT WITH EN-SUITE AND WALK-IN CLOSET. The primary bath has a GARDEN SOAKING TUB, walk-in shower, executive-height counters, and dual sinks. Situated adjacent to the primary bedroom for privacy are the large third and fourth bedrooms and third full bath. The OVERSIZED LOFT / BONUS ROOM is big enough for a media space, game tables, student desks, play place or an office. Adding even more livable space to this already incredible home is the FULLY FENCED BACKYARD and COVERED, ENCLOSED lanai making it easy to enjoy the outdoors year-round. Enjoy a LOW electric bill with the solar system which will be paid in full by sellers at closing adding thousands in value and energy savings. This community is positioned in the popular "Southshore" area of Hillsborough County giving ideal access to downtown Tampa and gulf beaches. Enjoy a quick drive to employment corridors, I-75 and an array of top destinations including international airports. Fall in love with the many amenities including a fitness center, community POOL, sports courts (PICKLEBALL), and walking trails. Adding to the Florida lifestyle, take advantage of excellent shopping and dining, renowned medical centers including a newer VA hospital, open-air markets and festivals, nature parks, waterfront activities and so much more! Close to highly rated schools and universities, magical theme parks, and world-champion sports teams, your commute to anywhere you want to be is a breeze! Appropriately priced and ready NOW! Take a look and WELCOME HOME!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,122 | $2,737 |
Total Monthly Payment | $2,798 | $2,715 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.