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Presented by
Lindsay Greenberg - Vicky & Team |
447 Elm Street, Montpelier, VT, 05602 | $379,000
Move-in condition Montpelier home listed for under $400, 000! But here’s the thing. It’s not cookie cutter. It’s not boring. It doesn’t fit neatly into a cute little box that you can show your friends who live in some sprawling subdivision in other parts of the country. Which is completely fine…that’s one of the reasons you’re not looking for a home in a sprawly subdivision. This home has two bedrooms, one on each floor, and the second floor has an en suite bathroom. Beautiful sunny living room facing the back deck, and the wonderful backyard. The eat-in kitchen is the right size, fitting for an old farmhouse. Feel free to add stone countertops and brand new cabinets. Or…just have a kitchen for making meals and memories, and hanging out with the people you love. There’s a dining room for when you’re sharing meals with more of the people that you love. Huge mudroom/laundry that leads to the attached barn. Yes. Barn. (Again, not cookie cutter). This home has an awesome backyard for playing, planting, and chilling. Plus, it has river frontage to cool off in the summer or skate in the winter. House did NOT flood in July. LOMA in place confirming that the BUILDING IS OUT OF THE FLOOD ZONE, and does NOT REQUIRE FLOOD INSURANCE. Convenient to town, desirable Montpelier schools, easy to get to the library or Three Penny. And way better than renting.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full / 1 half
- Style: New Englander
- Year Built: 1850
- Garage: 1-car Garage
- Heating: Direct Vent,Hot Air
- Cooling: None
- Basement: Full,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,476
- Acreage: 0.61
- Est. Taxes: $6,485
- Lot Desc: Landscaped,Level,River Frontage,Sidewalks,Trail/Near Trail
- Elem. School: Union Elementary School
- Middle School: Main Street Middle School
- High School: Montpelier High School
- School District: Montpelier School District
- MLS#: 4989411
- Website: https://www.raveis.com
/prop/4989411/447elmstreet_montpelier_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/31/2024
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lindsay Greenberg - Vicky & TeamSales Associate
203.675.7492
Lindsay.Greenberg@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
447 Elm Street, Montpelier, VT, 05602
$379,000
Lindsay Greenberg - Vicky & Team
Sales Associate
William Raveis Real Estate
Phone: 203.675.7492
Lindsay.Greenberg@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
| Monthly Tax Payment | $540 | $540 | $540 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,094 | $2,015 | $2,600 |
| Total Monthly Payment | $2,709 | $2,630 | $3,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484