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Presented by
Pat Biernat |
6 Cathedral Court, Middle Island, NY, 11953 | $699,990
Make this Contemporary Style 4 Bdr/2 Full Bath located near the Spring lake Golf Course your next family home. Den/Family Room, EIK/Formal Dining Room open to Living Room with 2 skylights, wood burning fireplace. Sliders in the Dining Room go out to spacious paver patio with Gazebo for entertaining and private fenced yard w/inground pool. New wood Flooring throughout 1st floor. 1st floor bedroom/office and full bath. 1st flr Washer/Dryer, inside door to 2 car garage. Cat walk on 2nd floor w/wood flooring, 3 bedrooms upstairs, inclusive of Master Suite approx. 13x20 with 10x10 sitting room, large walk in closet, full bath w/jacuzzi tub, double sink vanity, separate shower. 2 other bedrooms on 2nd floor, one with large walk-in closet. Total of 1 A/C wall unit and 4 window units are staying, 6 zone sprinkler system, 2 zone heating, and unfinished clean basement the size of house, 2 car garage w/3 car driveway, EV plug for electric vehicle, less than 1yr water tank, boiler ~ 2014, Roof 2022, Solar Panels. Audio and video are monitored throughout the home using Ring Doorbell and outside cameras in driveway and backyard.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Style: Contemporary
- Year Built: 1993
- Garage: 2-car Private, Attached, 2 Car Attached, Driveway
- Heating: Oil, Hot Water
- Cooling: Window Unit(s)
- Basement: Unfinished
- Approx Sq. Feet: 2,695
- Acreage: 1.05
- Est. Taxes: $14,064
- Lot Desc: Part Wooded, Cul-De-Sec
- Elem. School: West Middle Island School
- Middle School: Longwood Junior High School
- High School: Longwood High School
- School District: Longwood
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3539950
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/3539950/6cathedralcourt_middleisland_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Pat BiernatBroker Associate
239.269.6264
Pat.Biernat@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Evelio MirandaInsurance Sales Director, William Raveis Insurance
561.704.7334
Evelio.Miranda@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Cathedral Court, Middle Island, NY, 11953
$699,990
Pat Biernat
Broker Associate
William Raveis Real Estate
Phone: 239.269.6264
Pat.Biernat@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,992 | $559,992 | $559,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
| Monthly Tax Payment | $1,172 | $1,172 | $1,172 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,840 |
| Total Monthly Payment | $5,084 | $4,986 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535