Presented byThe Ali Joyce Team |
A CUSTOMIZED FLORIDA ROOM AND A FANTASTIC, SCREENED AND ROOF-SHELTERED LANAI make this big, beautiful home really stand out in popular Park Creek! You get so much more than others offer for relaxing or entertaining in a gated, privacy-fenced, tree-shaded yard and garden filled with flowering local and exotic plants. Bask in the screened section of the lanai, get all-weather enjoyment under the portion with insulated ceiling and designer fan, or cozy up in the glassed-in Florida room with access to the yard, the lanai, the owners' suite, and of course the sprawling great room at the heart of this home! D. R. Horton's 2, 700-SF Hawthorne design gives you wide-open living, dining, and kitchen spaces with 4 bedrooms and 3 baths -- including another en-suite bed/bath combo beyond the primary pairing. This secondary suite is ideal for guests, in-laws, or even a teen retreat. The 2 remaining bedrooms share a hallway bath off the front foyer. Quality finishes include granite, tile, stainless-steel, dark wood cabinetry with crown molding, and floors of quality carpet, tile, or luxury vinyl plank. The kitchen features a large serving island, walk-in pantry, and appliances that include a double oven. The owners' suite treats you right with size, style, dual walk-in closets, a garden tub and a separate, extra-sized shower. Even the laundry room is enhanced, in this case with an unusually large storage closet behind the 3-car garage. Park Creek's $255 HOA fee (quarterly) funds the community's "ultra" wireless service from Spectrum, and this home is pre-wired for a security system. Neighborhood amenities include walking trails, a resort-style pool, covered clubhouse patio, and playground with overhead shelter just 2 short blocks from this address. You're also close to good schools, shops, restaurants, recreation, daycare and healthcare options, plus so much more. You want to live here!
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NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,568 | $2,601 | $3,315 |
Total Monthly Payment | $3,279 | $3,312 | $4,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.