58 Nason Street, St. Albans City, VT, 05478 | $310,000

Step into the cozy comfort of this beautiful 3-bedroom, 1. 5-bath farmhouse with detached 2 story garage. This property perfectly blends rustic allure with modern conveniences. Sitting on a generous 0. 75-acre lot you'll enjoy a delightfully inviting sun porch, a spacious kitchen with a convenient built in laundry closet that leads to the formal dining area. Relax or entertain in the living room situated in the front of the home with plenty of windows and natural light. Completing the first level is a convenient half bath. Upstairs you will find three well-appointed bedrooms and a full bath. The back bedroom has access to the private 2nd story deck overlooking the large backyard. The oversized 2-story, 2-car garage also has a finished space above, ready for your custom use. The expansive outdoor space offers plenty of space for gardening. While offering privacy and the feel of rural living, this home is just minutes from local stores, charming restaurants, and essential shopping, providing the perfect balance of seclusion and accessibility. If you are seeking the comfort of a home with character close to amenities, this farmhouse is waiting to welcome you. . . with a brand new boiler that was just installed!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Farmhouse
  • Year Built: 1800
  • Garage: 2-car Garage
  • Heating: Baseboard,Radiator
  • Cooling: None
  • Basement: Bulkhead,Concrete Floor,Unfinished
  • Approx Sq. Feet: 1,205
  • Acreage: 0.75
  • Est. Taxes: $4,928
  • Lot Desc: Landscaped,Level
  • MLS#: 4988915
  • Website: https://www.raveis.com
    /prop/4988915/58nasonstreet_stalbanscity_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/1/2024

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203.216.2194

April.Kaynor@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

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58 Nason Street, St. Albans City, VT, 05478

$310,000

April Kaynor, Luxury Properties Specialist

Sales Vice President

William Raveis Real Estate

Phone: 203.216.2194

April.Kaynor@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,713 $1,648 $2,126
Total Monthly Payment $2,199 $2,134 $2,612

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.