Presented byJohn Wetmore |
An opportunity to acquire a 30 acre parcel of land, in a private rural location, which benefits from being located on a quiet year round town maintained road! When traveling towards the property, on scenic Broad Brook Rd, one feels transported back in time to early pastoral Vermont, as you pass by old pastures and classic farm houses. Lovejoy Rd meanders up from Broad Brook Rd, after first crossing over a scenic bridge and the ever rushing waters of Broad Brook. Traveling up Lovejoy Rd, through woodlands on either side, the location of a property access reveals itself, with an open level area that extends inward to an obvious choice as a building site. Other than song birds, the distant sound of the coursing Broad Brook's waters is the only sound now to be heard! Migrating up hill through the property from this open space is a series of woods trails which invite exploration. These trails can lead to further potential building sites or simply hiking destinations. Located in the middle of the woodlands, beside one of these trails, is an ancient stonewall. Evidence of a hardworking Vermonter from an earlier generation! If instead you were to travel further up Lovejoy Rd past that initial open space there is a deeded right-of-way across a neighbor's parcel that leads to the upper portion of this listing. The owner's of the listing remember wandering on the right-of-way across the neighbor's land to reach an open area on their own land with memorable long views. Do come explore!
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$225,000
Regional Vice President / Broker
William Raveis Real Estate
Phone: 802.457.1515
JohnW@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,228 | $1,196 | $1,519 |
Total Monthly Payment | $1,303 | $1,271 | $1,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.