Welcome to this lovely Colonial style home set back on a private cul-de-sac in Monroe. Minutes to EVERYTHING. . . schools, shopping, parks. Built in 1995, the house looks like NEW. Complete with an inground heated saltwater pool, private patio and your own putting green! High end finishes throughout the home portraying a truly elegant home. Three levels of living offering 3, 685 +/- Square Feet. The two story Foyer welcomes you into this spacious home offering natural flow between the rooms, great for entertaining. The Eat-In-Kitchen offer granite counters, custom cabinetry, stainless steel appliances and a center island. Open to the Family Room, with the Fireplace as its focal point. The Formal Living Room and Dining Room are both spacious. Enter the Mud Room from either the Two Car Attached Garage or from the Outside. The Upper Level offers a Primary Bedroom Suite, 3 additional bedrooms and a Bonus Room/Office/Rec Room. Each bedroom is well appointed and spacious with wall-wall carpeting. The Primary Bedroom Suite offers a Full Bath with a tub, dual sinks, tile flooring, large tiled stall shower and custom cabinetry and built ins. Spacious Walk-In Closet. Laundry Room on Upper Level. Lower Level offers about 935 square feet of finished living space - both heated and cooled. Walk out. Ample storage. Ideal for fitness area, recreation room an additional family room. KEY UPDATES: - New Roof (2023) - New Hot Water Heater (2022) - New Central Air (2021/22)
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Dining Area,Island,Hardwood Floor | Main |
Family Room | Fireplace,Hardwood Floor | Main |
Half Bath | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Office | Wall/Wall Carpet | Upper |
Primary BR Suite | Bedroom Suite,Full Bath,Stall Shower,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | Upper |
Rec/Play Room | Composite Floor | Lower |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $1,032 | $1,032 | $1,032 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,033 | $3,983 | $5,069 |
Total Monthly Payment | $5,157 | $5,107 | $6,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.