A slice of paradise in the Catskill Mountains. Located at the base of Walnut Mountain, 167 Ferndale Loomis Road, is a massive, luxurious house. It encompasses over 6, 500 square feet featuring five bedrooms (plus two guest rooms) and five & a half bathrooms split over three levels. The house is situated on a 1. 46-acre lot with a private pond. Custom built in 2003 with advanced insulation materials, it has been well-maintained by the original owners, with many upgrades added over the years. With exposed wooden beams, soaring ceilings, a floor-to-ceiling stone wall with a fireplace, and high-end finishes throughout, this house is a magnificent showstopper. The main level features 2, 304 square feet. As you enter the foyer, you are greeted with a grand staircase and double height ceilings with exposed wooden beams. To the left there is a large sitting room with multiple couches. To the right there is a formal dining room so large that it dwarfs the table for ten. The highlight of this level is the living room, a space that can easily grace the cover of any dream home magazine. Adorned with wooden posts and beams, hardwood floors, and soaring ceilings, the room is brought together by a wall of stone with a wood-burning fireplace. You will love to cook and entertain in the chef's kitchen, which offers granite countertops, stainless steel appliances, a large island with a breakfast bar, a breakfast nook, a pantry, and ample cabinet space. The primary bedroom is located on this level and has a walk-in closet, an en-suite bathroom, and direct access out to the back deck. The attached garage is 664sf and can fit multiple vehicles and plenty of storage. The top floor features 2, 018 square feet. It offers four spacious bedrooms, each with a walk-in closet, three full bathrooms with tubs, and a bonus space that is currently used as a loft bedroom with an office area. The finished basement adds another 2, 200 square feet of space. There is a huge recreation area currently divided between a game area and a living room area, with plenty of open space left over. There is a guest room with a walk-in closet, a full bathroom, a large laundry room, two storage closets, and utility rooms. With 1. 46 acres, there is plenty of space for outdoor recreation. Play ball or go sledding down the sprawling front yard. Have a BBQ and entertain guests on the back deck. Visit the pond to go fishing or watch the frogs jump. On the side of the house is a patio with a hot tub where you can relax and soak your worries away while star-gazing and enjoying a cold one. Bring your family and friends to enjoy a luxurious Catskills getaway or start hosting guests and making some passive income with a high-end Airbnb. The house is located close to all the shops & restaurants that Liberty has to offer; hot spots such as New Munson Diner, Liberty Diner, Paesanos Pizzeria, Sweet Basil Thai, Floyd & Bobo's Bakery, Don Gabriel's, and the Liberty Agway. Also close to Shoprite, Trading Post, Walgreen's, & Tractor Supply Co. For some local fun and adventure, Walnut Mountain Park, Sullivan County Golf Club, and Liberty Heights Indoor Trampoline Park are all nearby.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $1,863 | $1,863 | $1,863 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,397 |
Total Monthly Payment | $6,213 | $6,209 | $7,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.