FIRST TIME HOMEOWNER SPECIAL OFFER**. Seller is giving a 4% sellers concession to put toward your closing costs!!! Possibly $30, 000 offer Step into your charming rustic colonial retreat, where history and comfort intertwine. This timeless gem offers four spacious bedrooms and two full bathrooms, creating a haven for family and guests alike. As you cross the threshold, the Spanish tiled entrance welcomes you to the wood floors on the first level with warmth. Imagine the soft creak of well-worn planks underfoot as you move through the rooms. The heart of the home awaits: a brick fireplace, its hearth inviting you to gather around on chilly evenings. The scent of burning wood and the flicker of flames create a cozy ambiance. But it's the distinctive details that truly set this home apart. The brown railroad tie trim around each doorway whispers of bygone eras, like stepping into a storybook home. And when you step outside, you'll find your own private paradise. An in-ground pool beckons, surrounded by lush greenery. Dive in, soak up the sun, and create memories that will last a lifetime. The sprawling grass and yard, spanning 0. 41 acres, provide ample space for picnics, games, and perhaps even a garden. It's your very own slice of tranquility-a place to breathe, unwind, and connect with nature. Need a quiet corner to work? The office space off the garage offers privacy and convenience. Transition seamlessly into the den, where another fireplace awaits, casting a warm glow. And let's not forget the grand entrance-the front of the house stands tall, adorned with stately pillars. It's a warm welcome for family, friends, and anyone lucky enough to visit. This rustic colonial haven isn't just a house; it's a place where memories are woven into the very fabric of its walls. Come and experience the magic for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,212 | $1,212 | $1,212 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,060 |
Total Monthly Payment | $5,397 | $5,292 | $6,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.