RANCH HOMES LIKE THIS ARE RARELY SEEN! This expansive South Setauket 4 bedroom, 2 bathroom ranch gives you everything you need to call it home! With a ton of space, both for living and storage, 38 Arbor Ridge provides huge bedrooms including a primary with en-suite, an additional 3 large bedrooms, another large full bathroom and so, so much more. Upon entering this home, you're greeted by a cozy foyer which leads into the huge living room area and formal dining room. An oversized eat in kitchen with plenty of counterspace and cabinet storage makes life super easy! Yet another large space, the den provides a cozy escape from the hustle and bustle elsewhere in the home! Looking for property? Well this home most definitely has that! Situated on a private nearly half acre of property, the possibilities with this humongous and well manicured backyard are endless. Don't forget about the peaceful front porch and relaxing rear deck! 1 Car Garage*Huge Driveway w/Plenty of Parking*Gas Cooking*Gas Heat*Low Taxes*Three Village School District (a rare combination)*Ready for its new owner!
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Our Executive Mortgage Banker:
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$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $1,138 | $1,138 | $1,138 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,398 | $4,311 |
Total Monthly Payment | $4,631 | $4,628 | $5,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.