Shelter Harbor - Welcome to your coastal enclave at 26 Wagner Rd, Westerly, RI 02891. Nestled in the coveted Shelter Harbor community, this charming home offers a perfect blend of seaside living and classic New England charm and comfort.
With exclusive access to Shelter Harbor Fire District beach as well as oceanfront beach in Weekapaug, you'll enjoy the ultimate beach lifestyle just moments from your doorstep. This inviting residence features a spacious layout designed for relaxed living and entertaining. The living areas are bathed in natural light, creating a warm and welcoming atmosphere for gatherings with family and friends. Well-appointed kitchen and the cozy living spaces are perfect for unwinding after a day at the beach. All house generator and central a/c, the interior boasts 2 fireplaces, hardwood floors and sunroom.
Discover the allure of Shelter Harbor living, where amenities abound. From tennis courts and boating facilities to social events and community camaraderie, this coastal enclave offers a lifestyle that's both vibrant and serene.
Whether you're seeking a year-round residence, a vacation getaway, or an investment opportunity, 26 Wagner Road presents a rare chance to embrace the Shelter Harbor lifestyle and the allure of coastal Rhode Island. Don't miss the opportunity to make this coastal retreat your own and experience the perfect harmony of community amenities, beach access, and the relaxed elegance of Shelter Harbor living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,108,000 | $1,108,000 | $1,108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,732 | $7,279 | $9,728 |
Total Monthly Payment | $7,520 | $8,067 | $10,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.