Charm and Character boasts throughout this Victorian home built in the early 1900's located in the Heart of the Hill section of St Albans. This home retains it's original charm with natural woodwork, Hardwood floors, and many custom built ins are a few of the unique features throughout. The interior features a first floor primary bedroom and a 3/4 bath, french doors, beautiful built in's, and a new built in gas fireplace to stay cozy in the cooler months. Two interior staircases lead to A few of the features on the second floor which include a laundry room and an enclosed porch, 3 bedrooms and a full bath. Looking for more square footage the third floor walk up attic is partially finished. Enjoy the outdoors on a spacious covered front porch, side screened in porch, or back deck and patio or exit from your walkout basement into a fenced in back yard. Many updates throughout ownership to include a new furnace, new hotwater tank, Built in Gas fireplace, new appliances, and Reinforced porch and replaced railings. All of this conveniently located across the Street from NMC minutes from I89, Collins perley Sports complex, Hard'ack Rec Center and a short walk to Downtown St Albans. Schedule your appointment today.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,481 | $2,387 | $3,080 |
Total Monthly Payment | $3,086 | $2,992 | $3,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.