Presented byRick Allen |
This charming Cape Cod style home sits proudly atop Cow Hill on 6 acres with views of mountain ranges. The home has been lovingly maintained by owner with many newer updates, windows, roof, skylights and more. A large welcoming foyer greets you off of the covered front porch. Step down into the living room with vaulted ceiling, gas stove and windows looking east and west. A lovely dining room is perfect for large gatherings . You'll love the warm cherry floors through the main level. The kitchen is the hub of this home with black granite counter tops, white cabinetry, built-in cabinets for dishes and display. Enjoy meals in front of the large window with mountain views to the west. A large walk in pantry room offers extra space for meal prep and storage. Laundry is conveniently located there as well. The essential home office is just off the mudroom, perfect if you receive clients or guests. The large mudroom keeps all your gear in one place anytime of year. On the second level you'll find the primary suite with a wall of windows and a lovely bathroom with soaking tub and walk-in tile shower. A generous walk in closet is always a plus. Two bedrooms and a full bath as well. On summer nights dine out on the screen porch and enjoy the quiet surroundings. A detached garage holds 2 cars and has a third bay for your tractor and outdoor equipment. This idyllic Vermont setting is located just 10 minutes from downtown Middlebury and College.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,400,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.575.4200
rick.allen@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.391.1099
Robert.Bradley@raveis.com
NMLS Mortgage Loan Originator ID 431493
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,335 | $1,335 | $1,335 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,896 | $7,451 | $9,911 |
Total Monthly Payment | $8,355 | $8,910 | $11,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.