3 Nisbet Street, Providence, RI, 02906 | $1,275,000

Humphrey Almy house c1887 was originally built as an investment property and remained in the Almy family from 1887 until 1994. Unique for its brick construction and Jerkin Head Roof, this delightful home is a mix of historic charm and modern amenities. Purposely sited close to the street it was one of the first homes built in what is now known as Paterson Park. Step through the wonderful oversized double doors and into the entry hall which is flanked by a parlor to the right and the dining room to the left. Each room is beautifully scaled with 10' ceilings and large windows flooding the spaces with natural light. At the back of the house is a study or home office, powder room and a terrific chef's kitchen with center island, wood cabinetry and a wall of glass looking over the terrace and rear garden. Up the saddle staircase to the second floor is the primary suite with a large dressing room and private bath. There are two additional bedrooms, one is presently used a multi-purpose room with laundry, and an additional full bath. The third floor is a versatile space and could serve as a studio or media room plus an additional bedroom. This one-of-a-kind property is in one of the most desirable neighborhoods on the East Side. Just steps to Paterson Park, the Lincoln school, several houses of worship and all the shops and boutiques at Wayland Square. Whole Foods, the East Side Marketplace and several restaurants are just a short stroll away. Be home in time for spring!

Features

  • Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Cabin/Cottage,Historic/Antique
  • Year Built: 1887
  • Garage: No Garage
  • Heating: Gas,Steam
  • Cooling: Central Air
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 2,813
  • Acreage: 0.1
  • Est. Taxes: $7,912
  • Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1353556
  • Website: https://www.raveis.com
    /eprop/1353556/3nisbetstreet_providence_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Residential Properties Ltd.   Phone: 401-274-6740

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3 Nisbet Street, Providence, RI, 02906

$1,275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,020,000 $1,020,000 $1,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 7.000% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.481% 7.103% 6.915%
Monthly Tax Payment $659 $659 $659
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,280 $6,786 $9,026
Total Monthly Payment $7,064 $7,570 $9,810

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.