Beautiful One Of A Kind High Ranch Located in Commack SD #10-Enter This Newly Renovated Bright And Open Floor Plan Features* Four Bedrooms Three Full Baths* Ensuite In Primary W/Custome Walk In Closet* Oak Stained Flooring throughout*Gas Heat* Custom Kitchen w/Eight Foot Center Island, Granite Counter Tops & Farm sink*Stainless Steel Appliances *Open Concept includes Dining Room (with Tray Ceiling), Kitchen And Livingroom* Large Pantry Closet* Sliders To Second Floor Trex Deck* Large Family room W/Private entrance Bathroom, Bedroom & Laundry Room. Updates Include: Windows, Roof, Gutters w/ Helmets, Cesspool, Bathrooms, Interior Stair Railing, IGS, Navien Tankless Water Heater, Central Air, 200 AMP Electrical Panel, Alarm System & Security Cameras* New Paver Front Stoop & Walkways Leading to Rear Yard W/Built-in Custom Firepit & Seating Area*Large Paver Patio* Private Yard Lined W/ Mature Leyland Cypress Trees & New Front Fence Situated on . 35 Acres *Attached Spacious Two Car Garage W/Up To Six Car Parking In Driveway*Ideal For Mother/Daughter W/Proper Permits. Close to all Major Highways & Shopping Smithtown & Sunken Meadow Beaches and Hoyt Farms Park Taxes $14, 873. 55
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Our Executive Mortgage Banker:
Our Insurance Division:
$879,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,200 | $703,200 | $703,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $1,240 | $1,240 | $1,240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,048 | $4,387 | $5,982 |
Total Monthly Payment | $5,380 | $5,719 | $7,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.