Charming 3-bedroom/2 bath Arts and Crafts home nestled within the desirable lake community of Smallwood. This charming home offers a tranquil retreat for those seeking a serene lifestyle. With an array of appealing features, this home invites you to experience the best of lake living. Features include; wood floors throughout, 2 decks and a covered porch, a wood burning fireplace, wireless security cameras, skylights and abundant natural light, eat-in kitchen, hot tub, driveway and additional parking area, shed and laundry hookup. Two of the bedrooms feature doors leading to the deck, creating your own private retreat for breakfast, lunch, or romantic dinners. The property is on a corner lot and has a stone wall and stairs adding character and appeal. Walking distance to Mountain Lake, a serene non-motorized lake in Smallwood where you can kayak, fish or relax on the beach. Smallwood has a 100 acre hiking trail, a forest reserve with a mini waterfall, outdoor circuit training facility along a babbling brook, a dog park, a heated pool and 2 club houses, pickleball, tennis and handball courts, a ballfield, basketball court, a pub/restaurant and more. This is a seasonal home that has been upgrated for year-round use. HOA fee optional. Recent upgrades include; new roof, new septic, new hot water heater, gutters with underground drainage system. Most furniture included if desired. Would make an excellent Airbnb. Close to shopping, restaurants, gas station, Bethel Woods (original Woodstock Festival site, Catskill Resorts Casino and Kartrite Water Park. See agent remarks for additional info.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.936% | 7.159% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,195 | $1,164 | $1,477 |
Total Monthly Payment | $1,548 | $1,517 | $1,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.