This bright and well-kept ranch has so much to be desired! Spacious and comfortable, located in a quiet neighborhood close to Downtown. Three bedrooms with a large primary that includes plenty of closet space and a private full bath. Natural light shines through each room. Separate kitchen and dining, and a living room that boasts a focal-point fireplace with in-laid hardwood flooring details. A screened porch off the living room also has hardwood and serves as a peaceful outdoor space in the private back yard. The lower walk-out level has a large finished space including another fireplace to provide warmth throughout the home. A bathroom, laundry room and walk-in closet/pantry finish off this area before the two-car garage with additional space for storage or workshop. Central air, a Boderus boiler and newer roof are just a few of the must-know features here. This property is landscaped with a stone wall/steps and sits up against conserved land (the Y Woods), adding to the feeling of being tucked away while still being just a short distance from everything.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,129 | $2,731 |
Total Monthly Payment | $2,740 | $2,659 | $3,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.