Imagine the Lifestyle! Less than 5 miles to Downtown Barre, this 2-BR, 1 3/4 bath Contemporary Ranch with den, post & beam appeal, fenced yard with garden space and detached barn for unheated workshop/storage/sheltered parking space. . . . all on 4. 2 +/- country acres in Plainfield. Open floor plan with good use of windows, and deck with retractable awning, incorporates nature with casual indoor accommodations. Propane central heat, plus wood pellet stove. Mix of hardwood flooring, tile and carpet. Stand-by generator. Private pond with wetlands marsh at far end of the property. Black, blue and raspberries, too! Seller would prefer to close after May 1st, but negotiable. Disclosures available. Crawl space with dehumidifier has been professionally encapsulated with membrane. Air quality test available. Water line from well is a little shallow, so Seller has installed a hotline probe heater. Survey indicates closer to 4. 8 acres. Easy access to VAST trail system. A great escape!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,708 | $2,193 |
Total Monthly Payment | $2,392 | $2,348 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.